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Get Free Credit Reports Without Difficulties

Hector Milla asked: Many people know about credit reports but they are not so aware about how to obtain free credit reports.Many think that accessing credit reports is a long and difficult process but it is actually not hard as they may think. Anybody who has a credit report has the right to access his [...]

Posted October 23rd, 2009 in Credit | Comments Off

Why is my active, good-standing credit card account missing from my credit report?

ABC asked: I just checked my free annual credit report last week to see if everything is in good standing since I’ve been paying my bills on time all the time. There is suppose to be a bunch of student loans and 3 credit card accounts in good standing..BUT I only have the two most [...]

Posted June 10th, 2009 in Credit | Comments Off

Please help me understand my FICO score/credit report?

Amy S asked: Background info: I’m 23, financially independent- renting a house, currently paying student loans (and i will attend medical school next fall), and have a car that i am paying off. Today I obtained my free credit reports and FICO score- i’m at 744 (“Very Good”). I found, from my reports, that I [...]

Posted April 2nd, 2009 in Credit | 9 Comments »

Is my employer supposed to be listed on my credit report?

Michelle asked: I FINALLY got to see my free credit report online. (for some reason I haven’t been able to access it since 2005) Anyhow, I signed up to compare info from the 3 main reporting places. In the “Current Employer” section, one has me listed as self employeed and the other two say nothing. [...]

Posted March 28th, 2009 in Credit | 4 Comments »