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Can free background check website be used instead of legitmiate credit check for rental denial?

Allen asked: Potential landlord is using some background check website, getting anything from 20% to 60% liklihood that each of 16 negative results actually applies to the applicant, using name only, not cross refferrencing with soc sec # or DOB, or anything else, and basing decision to rent or not to rent, or to double [...]

Posted June 2nd, 2009 in Renting & Real Estate | 6 Comments »

Free Credit Report and Credit Score

Isabel asked: Free Credit Report and Credit Score indicate the creditworthiness or financial position of a person. Initially there was strict prohibition to disclose the credit report and score. But due to development in business skills and policies many retailers and lenders extend credit facilities to their customers. In order to secure the credit transaction [...]

Posted April 6th, 2009 in Finance | Comments Off