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Is it really possible to ‘fix’ your credit report?

PitbullMamma asked: I have heard people say they have paid people to ‘fix’ their credit report. Is this true and legit? I have negative things on my report due to numerous things, job loss, divorce, stupidity as a college student and a bankruptcy that is scheduled to ‘fall’ off 2011. Some of these things supposedly [...]

Posted July 3rd, 2010 in Credit | 6 Comments »

I have little/no credit: what will my credit score be around?

Roswell asked: I’m 21 years old. I’ve never had a credit card (I always refused to put myself into such a predicament). I’ve been paying a T-Mobile cell phone bill steadily for three years, and I’ve only taken out student loans, all 3 of which are not defaulted. I’m looking to become a renter in [...]

Posted September 13th, 2009 in Credit | 4 Comments »

What does reason 3 mean when Certegy won’t cash a check?

babies_happen asked: I went to walmart today to cash a $80 payroll check and was declined. I normally just deposit in my checking account but i recently closed it because i am moving in a couple days. Any way, they wouldnt cash it. they gave me a piece of paper with blah about check transaction [...]

Posted August 16th, 2009 in Personal Finance | 1 Comment »

Help me Please (this is for real)?

askwaltgomery asked: i saw this website…i have a lot of friends who have done it, and it is a NO SCAM website, it is for real ( and i am serious ) it is freebiejeebies.com and what it is , is you have to refer a certian amont of friends for diffefernt prizes… and then [...]

Posted June 20th, 2009 in Marital Status | 3 Comments »

I am trying to fix my husbands credit how can I find out all debts current?

Noah & Edwards Mommy asked: I have been trying to fix my hubby’s credit I did the free credit report and only 3 show up. I have gotten calls all of the sudden the last month from 3 different debt collectors none of which are on the credit report. How do I find who all [...]

Posted April 24th, 2009 in Credit | 6 Comments »

Where would I send a paid in full letter from a debtor?

tarot_princess86 asked: Alright, I had an account in collections for a really long time. When I started paying it down the collector told me that once it was all paid off that I should send copies of the paid in full letter to the 3 main credit bureaus (transunion, eqifax and experian). However, she did [...]

Posted March 30th, 2009 in Credit | 2 Comments »