I’m a Jr. and ALL my dads credit is on my credit report?bigsoljainga asked: Having the same name as my dad, I am a Jr. All of my credit report has his credit all over, (it’s good credit), but I’ve got 5 vehicles, 3 houses, and lots of credit cards on my credit report. I have a horrible debt-income ratio. I’ve contacted the 3 major credit companies, [...] Fair Credit Reporting Act?US Cutie asked: Hi, I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum $25 for each and I paid them by my father’s Credit Card. [...] I have little/no credit: what will my credit score be around?Roswell asked: I’m 21 years old. I’ve never had a credit card (I always refused to put myself into such a predicament). I’ve been paying a T-Mobile cell phone bill steadily for three years, and I’ve only taken out student loans, all 3 of which are not defaulted. I’m looking to become a renter in [...] |