How To Interpret Your Free Credit Report?Jeff D asked: It is a wise decision to get a credit report from a credit reporting agency. Once you have your report, you must know how to read it. This will help you in understanding the information sent and judging your financial position from a lender’s point of view.It should be remembered that there [...] A ‘friend’ (lol) has $17,000 in credit card debt.can the following plan of action increase credit score?hmmm18 asked: BEFORE these debts occured…over the past 15months…the ‘friends’ credit score was about 635. the ‘friend’ has $17,000 in debt spread over 3 credit cards. here are the following balances vs availible credit… $11,000/$11,250 ($300/month) $4,000/$10,000 ($100/month) $2,000/$4,000 ($80/month) About to get lump sum of $12,000…what is best way to spread this money over [...] Whats the easiest and fastest way to remove negative items from you credit? And how long till it improves?Marines_Princess asked: I just recently got my free annual credit report and i saw some things on there i would like to remove since on those i was an authorized user, and from what i understand not liable. I’ve been looking it up all over the web and have gotten some advice, but none of [...] |