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How can you get a delinquent account removed from your credit report? You can’t pay it, so how can you get i

worlds_weakest_w0man asked: My father is trying to get his credit straightened out, so yesterday I requested an annual free online copy of his credit report, which indicates that he has 3 delinquent accounts (turned over to a collection agency), even though the amounts were only $25, $50, and $25. He also has 2 companies to [...]

Posted August 5th, 2009 in Credit | 8 Comments »

Are You Wondering “Where Can I Get My Free Credit Report”?

Andy Zain asked: In a good economy and with good credit, buying a car or even getting a simple store credit card is usually simple. In a bad economy, it can be a nightmare. With only a few issues on your report, you may not get the credit you need or want. You need to [...]

Posted July 1st, 2009 in Credit | Comments Off

How do i get a job having bad credit, I have allot of counts of delinquency?

vvsilenced_fearvv asked: So for a while i’ve been jobless and havent been able to pay three of my credit cards at all, i stopped paying them back in december its been almost 7 months now or so, And i was wondering how can i. 1) Fix my Credit 2)Get a job with bad credit 3) [...]

Posted June 21st, 2009 in Credit | 3 Comments »

A ‘friend’ (lol) has $17,000 in credit card debt.can the following plan of action increase credit score?

hmmm18 asked: BEFORE these debts occured…over the past 15months…the ‘friends’ credit score was about 635. the ‘friend’ has $17,000 in debt spread over 3 credit cards. here are the following balances vs availible credit… $11,000/$11,250 ($300/month) $4,000/$10,000 ($100/month) $2,000/$4,000 ($80/month) About to get lump sum of $12,000…what is best way to spread this money over [...]

Posted June 13th, 2009 in Credit | 2 Comments »

Free Credit Report

Money Only asked: We live in a credit oriented world. We all get credit at some point, so it’s hardly surprising to learn that we all have a credit history. If you are curious about your credit rating, and you should be, you can obtain a free credit report from a number of sources. This [...]

Posted May 27th, 2009 in Finance | Comments Off

Credit monitoring service.repairing credit, is this service necessary?

Reality Check asked: I am in the process of repairing my credit. I already have the most up-to-date credit reports from the 3 major bureaus which I got for free from http://www.annualcreditreport.com While repairing my credit, having debts deleted or paid off, etc…I want to be able to see the changes happening. I can only [...]

Posted May 6th, 2009 in Credit | 4 Comments »

Free Credit Report – Know where do you stand

Anna Josephs asked: Free credit report is in many countries, credit report is a record of an individual’s or companies which has the record of past borrowing and repaying, including information about late payment and bankruptcy. Having a good credit saves your money. And one should have a credit report to see actual where your [...]

Posted March 26th, 2009 in Credit | Comments Off