Hector Milla asked: The government requires that the major credit reporting companies give you at least one free credit report every 12 months.This is governed by legislation, otherwise termed the Fair Credit Reporting act FCRA. These firms have a central website where you can go fill out your details and obtain your report immediately. There’s [...]
Posted April 10th, 2010 in Credit | Comments Off
Hector Milla asked: It is possible to obtain a free credit report from the credit reporting agencies.The law requires you to at least get one report annually. You might also need one if you are denied credit due to a bad credit reporting. They are many ways of getting a free credit details whenever you [...]
Posted December 11th, 2009 in Credit | Comments Off
Hector Milla asked: Since businesses rely heavily on credit rating reports then it is important that one always keeps their credit lines in check in view of how much this can help them in future.These reports help lenders determine the viability of their borrowers for loans applied for. Major credit reporting companies collect information on [...]
Posted November 3rd, 2009 in Credit | Comments Off
Hector Milla asked: You always have to know what your credit score is so as to know whether you stand a chance of getting a loan from a creditor or not.A good report about your financial status will get you a lot of things apart from loans; which includes employment. Many employers make use of [...]
Posted September 21st, 2009 in Credit | Comments Off
Hector Milla asked: Requesting for your credit report from time to time is important, although it is a mandatory to have access to the report at least once a year.Those who like to manage their credit information would better rather access it at least thrice a year which is good considering what an incorrect report [...]
Posted September 10th, 2009 in Credit | Comments Off
Hector Milla asked: According to the law you are entitled to receive a free credit report annually.These laws have been put in place to ensure that individuals have an access to their credit report to correct it incase it has any mistakes and to curb identity theft. There are therefore some few companies who are [...]
Posted July 31st, 2009 in Credit | Comments Off
Hector Milla asked: It’s a right for every person to get a free credit report at least once per year.The national consumer reporting companies have put up mechanisms to ensure that every person gets his credit report whenever it’s needed. The companies have a central website through which orders for the report are placed. The [...]
Posted May 13th, 2009 in Credit | Comments Off
Hector Milla asked: Free government credit report is obtainable for every single American citizen with a social security number and any form of borrowing history.Instead of having to pay for a credit report from the reporting bureaus, you can take the advantage of the government free credit reports since the congress passed the Federal Fair [...]
Posted May 10th, 2009 in Credit | Comments Off
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