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My 3 credit scores are different even though the info for each is the same. Which score will lenders use?

Question by XD_JDOL: My 3 credit scores are different even though the info for each is the same. Which score will lenders use?I’ve done the work to make sure that each bureau has identical information, yet the range in scores is significant (over 60 pts).Best answer: Answer by MaryAnnThey use the FICO score. This is [...]

Posted August 29th, 2011 in 3 Credit Scores | Comments Off

Do all mortgage lenders look at the middle of your 3 credit scores?

Question by knightro1985: Do all mortgage lenders look at the middle of your 3 credit scores?I’ve heard there are some “niche programs” that will look at either your highest score or the average of the 3. My middle score is 5 below what it needs to be and all that’s standing between us and this [...]

Posted July 9th, 2011 in 3 Credit Scores | Comments Off

The Importance Of Your Credit Score

Swati Banerjee asked: There isn’t a single person on earth who doesn’t want a life full of success and satisfaction. But later on they realize that a prize tag comes along with it. So you want to renovate your home, buy a fabulous car or house, start a business of your own, etc. Regardless of [...]

Posted February 5th, 2011 in Finance | Comments Off

Free 3 in 1 Credit Report-Should You Do a Free Trial To Get a Report? Pros and Cons

L. Sampson asked: It is important to keep track of what is on your credit report by checking it at least once a year. With the amount of free online credit report companies, it is relatively easy to secure a copy of your credit report and make sure everything on it is accurate. However, if [...]

Posted December 11th, 2010 in Finance | Comments Off

Your Equifax, Transunion and Experian Credit Scores – Why You Need to Raise Them

Tony Banks asked: Ever wondered why there’s so much talk about score increase or repairing your file? Frankly, there are many who have such thoughts running through their heads but don’t know where to begin. The first step is to make sure that you know the factors that are taken into consideration in order to [...]

Posted November 9th, 2010 in Finance | Comments Off

Indianapolis Free Credit Report – Indianapolis Indiana Credit Report

Jamie Mathis asked: Click Here to Get Your Indianapolis Free Credit Report Now!Get a Indianapolis Free Credit Report today. If you are a resident of Indianapolis, you owe it to yourself to sign up for a free credit report. A Indianapolis Credit Report will help you learn about your credit score and other important financial [...]

Posted April 6th, 2010 in Finance | Comments Off

Chicago Free Credit Report – Chicago Illinois Credit Report

Jamie Mathis asked: Click Here to Get Your Chicago Free Credit Report Now!Get a Chicago Free Credit Report today. If you are a resident of Chicago, you owe it to yourself to sign up for a free credit report. A Chicago Credit Report will help you learn about your credit score and other important financial [...]

Posted April 6th, 2010 in Finance | Comments Off

Detroit Free Credit Report – Detroit Michigan Credit Report

Jamie Mathis asked: Click Here to Get Your Detroit Free Credit Report Now!Get a Detroit Free Credit Report today. If you are a resident of Detroit, you owe it to yourself to sign up for a free credit report. A Detroit Credit Report will help you learn about your credit score and other important financial [...]

Posted March 7th, 2010 in Finance | Comments Off