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Cleaning Up Bad Accounts on Your Transunion, Equifax and Experian Credit Files

Tony Banks asked: The process of cleaning bad entries from your file is very doable so long as you stick to the rules. Yes, there are rules guiding this process and you can achieve significant improvement on your credit rating if you really follow the procedures.You’ll be needing a good understanding of how to handle [...]

Posted March 6th, 2011 in Finance | Comments Off

I Want to Know What Experian, Equifax and Transunion Use to Calculate My FICO Score

Tony Banks asked: If there’s any one particular thing that many consumers want other than increasing their score and cleaning negative accounts from their credit report, it is the need to know what the reporting agencies use to churn-out the figures on their reports.A step by step approach will do here. FICO represents Fair Isaac [...]

Posted February 22nd, 2011 in Finance | Comments Off

How Long Will Late Payments Be Recorded on My Equifax, Transunion and Experian Credit Reports?

Tony Banks asked: If you’re asking the question; how long do late payments remain on my credit report? You need not worry it’s not peculiar to you alone. This is often asked by a lot of people who like you are interested in knowing what effect it (late payments on your report) will have on [...]

Posted January 14th, 2011 in Finance | Comments Off

Indianapolis Free Credit Report – Indianapolis Indiana Credit Report

Jamie Mathis asked: Click Here to Get Your Indianapolis Free Credit Report Now!Get a Indianapolis Free Credit Report today. If you are a resident of Indianapolis, you owe it to yourself to sign up for a free credit report. A Indianapolis Credit Report will help you learn about your credit score and other important financial [...]

Posted April 6th, 2010 in Finance | Comments Off

Unused, 3rd credit card on credit report–Does this affect me?

Mari L asked: When I was making plans to go to college, I decided to obtain a credit card. I heard two was safe, so I applied for two student cards from Citi. Everything went through, and I got my cards, but I decided to only keep one and not activate the other. I cut [...]

Posted March 23rd, 2010 in Credit | 7 Comments »

Would I be able to get a place to live with a credit score of 640 or better?

dixie_boysles asked: I Just ran my free credit report and got my score today. It was a 640. It has jumped 62 points in 1 year 3 months though (I checked it in October 2008 and it was 578). Im not going to try and get a place until summer of 2011 so that’s another [...]

Posted March 18th, 2010 in Personal Finance | 4 Comments »

Detroit Free Credit Report – Detroit Michigan Credit Report

Jamie Mathis asked: Click Here to Get Your Detroit Free Credit Report Now!Get a Detroit Free Credit Report today. If you are a resident of Detroit, you owe it to yourself to sign up for a free credit report. A Detroit Credit Report will help you learn about your credit score and other important financial [...]

Posted March 7th, 2010 in Finance | Comments Off

New York City Free Credit Report – New York Credit Report

Jamie Mathis asked: Click Here to Get Your New York City Free Credit Report Now!Get a New York City Free Credit Report today. If you are a resident of New York, you owe it to yourself to sign up for a free credit report. A New York Credit Report will help you learn about your [...]

Posted March 3rd, 2010 in Finance | Comments Off