free 3 credit reports – score

Tony Banks asked: You have a credit score with the three main bureaus, Equifax, Transunion and Experian. Each bureau has come up with their own version of the credit scoring formula which is unknown to the public.This creates a situation where your three scores are highly unlikely to be the same. The credit score that [...]

Tony Banks asked: If you’re asking the question; how long do late payments remain on my credit report? You need not worry it’s not peculiar to you alone. This is often asked by a lot of people who like you are interested in knowing what effect it (late payments on your report) will have on [...]

Tony Banks asked: Ever wondered why there’s so much talk about score increase or repairing your file? Frankly, there are many who have such thoughts running through their heads but don’t know where to begin. The first step is to make sure that you know the factors that are taken into consideration in order to [...]

gigi726 asked: should i open up a new credit card account with 0% intro rate and transfer the balance from the dell. i’m trying to rebuild my credit and have 3 credit cards already. i always pay on time. my credit score is rising slowly but surely. i also have alot of inquiries on my [...]

Stephanie P asked: I was past due on 2 credit cards that the companies closed, still owed the paramedics $500, and owed Cingular for canceling a contract! All these were showing up on my credit report in November which landed me a 13.5% interest rate on my car!!!! From November until last week, I have [...]

Stephanie P asked: I was past due on 2 credit cards that the companies closed, still owed the paramedics $500, and owed Cingular for canceling a contract! All these were showing up on my credit report in November which landed me a 13.5% interest rate on my car!!!! From November until last week, I have [...]

Carrie Reeder asked: Each consumer with credit history should obtain a copy of their report annually. The cost of credit reports vary. If obtaining a copy from the credit bureaus, consumers may pay $15 per bureau. However, some online credit agencies advertise low cost credit reports. Rather than paying for a credit report, consider obtaining [...]

Anna Josephs asked: Free credit report and credit score history determines what loans you qualify for and what the interest rate you pay. Take control of your credit by checking both your credit report and credit score from three of financial bureaus. Which will be always helpful for you in all your legal works and [...]