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Your Credit Score and Auto Insurance Quotes

Your Credit Score and Auto Insurance Quotes This may come as a bit of a surprise to you, but it is a fact that many auto insurance companies begin to do credit checks before granting auto insurance quotes. If your credit score is bad, it’s a good chance that you are seeing very high premiums [...]

Posted August 20th, 2011 in 3 Credit Scores | Comments Off

Your Equifax, Transunion and Experian Credit Scores – Why You Need to Raise Them

Tony Banks asked: Ever wondered why there’s so much talk about score increase or repairing your file? Frankly, there are many who have such thoughts running through their heads but don’t know where to begin. The first step is to make sure that you know the factors that are taken into consideration in order to [...]

Posted November 9th, 2010 in Finance | Comments Off

The answer to hundreds of questions: Free Credit Report?

mycreditapply asked: When I say free, I mean free… no cost, no trial periods, free credit report. You are entitled to one free credit report a year. In addition, you are also entitled to a free copy of your credit report if you’ve been denied credit, insurance, or employment and request the report within 60 [...]

Posted September 30th, 2010 in Credit | 2 Comments »

Fair Credit Reporting Act?

US Cutie asked: Hi, I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum $25 for each and I paid them by my father’s Credit Card. [...]

Posted January 21st, 2010 in Law & Ethics | 2 Comments »

Free Credit Report And Score – How To Receive A Free Credit Report

Carrie Reeder asked: Each consumer with credit history should obtain a copy of their report annually. The cost of credit reports vary. If obtaining a copy from the credit bureaus, consumers may pay $15 per bureau. However, some online credit agencies advertise low cost credit reports. Rather than paying for a credit report, consider obtaining [...]

Posted July 30th, 2009 in Advice | Comments Off