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The answer to hundreds of questions: Free Credit Report?

mycreditapply asked: When I say free, I mean free… no cost, no trial periods, free credit report. You are entitled to one free credit report a year. In addition, you are also entitled to a free copy of your credit report if you’ve been denied credit, insurance, or employment and request the report within 60 [...]

Posted September 30th, 2010 in Credit | 2 Comments »

Fair Credit Reporting Act?

US Cutie asked: Hi, I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum $25 for each and I paid them by my father’s Credit Card. [...]

Posted January 21st, 2010 in Law & Ethics | 2 Comments »

Your Access To Free Credit Reports

Ben Cortese asked: The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months.That’s right; you are entitled to receive one free credit report every 12 months from [...]

Posted August 2nd, 2009 in Finance | Comments Off

How Do you Obtain your Equifax Free Credit Report?

Helen March And Karen Ciancio asked: Equifax, Experian, and TransUnion are the 3 major credit bureaus and are required by law (Fair Credit Reporting Act – FCRA) to provide you with a free annual credit report at your request.Once every 12 months you can request a free copy of your credit report. Your credit report [...]

Posted June 5th, 2009 in Credit | Comments Off