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The answer to hundreds of questions: Free Credit Report?

mycreditapply asked: When I say free, I mean free… no cost, no trial periods, free credit report. You are entitled to one free credit report a year. In addition, you are also entitled to a free copy of your credit report if you’ve been denied credit, insurance, or employment and request the report within 60 [...]

Posted September 30th, 2010 in Credit | 2 Comments »

I put credit alerts on 3 CR agencies.however, I need to speak w/a live person?

jcatguy asked: How can I reach a live person (already have Fraud Alerts BUT: 1. Need to counter stolen ID info (change Mother’s Maiden Name) 2. Change last 4 digits on SS# 3. Give them my Cell Phone Number, so I’m not stuck at home wondering if someone is using my Personal ID (above) and [...]

Posted May 29th, 2010 in Credit | 3 Comments »

Where Can I Get My Free Credit Report

Steve Evans asked: et a free online Experian Credit Report at their web site locations when you sign up for a free trial of credit monitoring and the service is free as long as you cancel soon afterwards and before the initial free trial period is over. Simply fill out your information for identification purposes, [...]

Posted August 20th, 2009 in Borrowers | Comments Off

Are the Free Credit Reports and Scores For Free?

Hector Milla asked: According to the law you are entitled to receive a free credit report annually.These laws have been put in place to ensure that individuals have an access to their credit report to correct it incase it has any mistakes and to curb identity theft. There are therefore some few companies who are [...]

Posted July 31st, 2009 in Credit | Comments Off

how do you get your credit report “marked” that someone may attempt to fraud you?

hottiearchitect asked: The HR dept. at work has been compromised and a lot of employees information, including my driver’s license #, SS# and other personal information were stolen. Who knows what is going to happen with it – maybe posted on the internet somewhere. The company offered a year free for some credit report service [...]

Posted July 11th, 2009 in Credit | 2 Comments »

Consider Free Credit Report Monitoring

Louis Tsui asked: There are lots of different ways that a consumer, or someone worried about credit can look into free credit report monitoring. The main key is that you understand where you have access to this free monitoring and where you can get it for yourself. You can get free credit monitoring from lots [...]

Posted June 1st, 2009 in Credit | Comments Off

As a Td Ameritrade customer, should I ‘red flag’ my credit scores?

magy asked: Just found out they had a security breach- they say it was only contact info, not SS #s, and guarantee all your $ with them against theft/fraud, but should I ‘red flag’ or whatever you call it (out an alert on my accounts to watch for unauthorized activity) with the 3 companies that [...]

Posted May 26th, 2009 in Personal Finance | 1 Comment »