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Credit Restoration Step 1 of 5 – Knowing Your Credit Reports

Matt Triplett asked: You can’t fix a problem until you know what it is right. A majority of all Americans have never ordered their own report and half of those have never seen their own report. The scary part about that is according to studies 79% of all credit reports have errors and 25% of [...]

Posted March 14th, 2011 in Finance | Comments Off

3 Credit Reporting Agencies Phone Numbers – Consumers Info

Hector Milla asked: Many discriminating consumers these days realize the importance of knowing their credit score. This 3 digit number affects most segments of human existence. Everything from house mortgages, to how much money a bank will lend, is determined by the report generated from the 3 credit bureaus. Since the flow of money is [...]

Posted March 12th, 2011 in Finance | Comments Off

Cleaning Up Bad Accounts on Your Transunion, Equifax and Experian Credit Files

Tony Banks asked: The process of cleaning bad entries from your file is very doable so long as you stick to the rules. Yes, there are rules guiding this process and you can achieve significant improvement on your credit rating if you really follow the procedures.You’ll be needing a good understanding of how to handle [...]

Posted March 6th, 2011 in Finance | Comments Off

How to Get Free Credit Scores From the 3 Major Credit Reporting Agencies

Adam Tijerina asked: As you should be well aware by now you can get your free credit reports every year from the government’s own annual credit report site, but the major credit reporting agencies – Experian, Equifax, and Transunion are not required to provide their credit scores free so if you want them in many [...]

Posted March 5th, 2011 in Finance | Comments Off

Equifax questions and answers

asked: Jonathan

Posted March 2nd, 2011 in Guesswork | Comments Off

Equifax, Transunion Or Experian – Which Credit Report Should I Fix First?

Tony Banks asked: This is a good question, and the short answer would be all of them! Let me explain… The first thing you have to understand is that a lender that is looking to extend you cash would always find a way to check out your creditworthiness and they do so by turning to [...]

Posted February 24th, 2011 in Finance | Comments Off

I Want to Know What Experian, Equifax and Transunion Use to Calculate My FICO Score

Tony Banks asked: If there’s any one particular thing that many consumers want other than increasing their score and cleaning negative accounts from their credit report, it is the need to know what the reporting agencies use to churn-out the figures on their reports.A step by step approach will do here. FICO represents Fair Isaac [...]

Posted February 22nd, 2011 in Finance | Comments Off

3 1 Credit Report – A Review, Unbiased And Independent

Justin Fox asked: A 3 1 credit report is an extremely convenient.Hi I’m Justin Fox and I’ll tell you where to get the best 3 1 credit report, and some other tips and FAQ’s. You don’t want to pay more then you have to right?All us have less time in this modern world, we are [...]

Posted February 19th, 2011 in Finance | Comments Off