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Can someone give me some advice about the judgement on my credit report?

nabeel l asked: I never had a credit card but wanted one . I applied at small department stores to get my first credit card but i was denied for insufficient credit . Being offered a free credit report i wanted to see what was on it. Everything was clear but it said i had [...]

Posted August 11th, 2009 in Credit | 5 Comments »

Free Credit Report and Credit Score

Isabel asked: Free Credit Report and Credit Score indicate the creditworthiness or financial position of a person. Initially there was strict prohibition to disclose the credit report and score. But due to development in business skills and policies many retailers and lenders extend credit facilities to their customers. In order to secure the credit transaction [...]

Posted April 6th, 2009 in Finance | Comments Off

Please help me understand my FICO score/credit report?

Amy S asked: Background info: I’m 23, financially independent- renting a house, currently paying student loans (and i will attend medical school next fall), and have a car that i am paying off. Today I obtained my free credit reports and FICO score- i’m at 744 (“Very Good”). I found, from my reports, that I [...]

Posted April 2nd, 2009 in Credit | 9 Comments »