free 3 credit reports – score

Tony Banks asked: If there’s any one particular thing that many consumers want other than increasing their score and cleaning negative accounts from their credit report, it is the need to know what the reporting agencies use to churn-out the figures on their reports.A step by step approach will do here. FICO represents Fair Isaac [...]

Susanna Hamilton asked: Federal Law requires the three major credit reporting agencies Trans Union, Experian and Equifax to provide you with one free credit report annually.Everyone should take advantage of their right to receive this report. Order yours at the same time each year, on a date that you will remember. You should check your [...]

Starry asked: Ok, so Im a college student, a junior. I do have a student credit card from 1st financial bank usa, they have raised my limit once in the 2 years ive had it. I tried looking at my free credit report online but i didnt find it very helpful, didnt tell me if [...]

Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within [...]

Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within [...]

worlds_weakest_w0man asked: My father is trying to get his credit straightened out, so yesterday I requested an annual free online copy of his credit report, which indicates that he has 3 delinquent accounts (turned over to a collection agency), even though the amounts were only $25, $50, and $25. He also has 2 companies to [...]