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Triple Credit Score – Credit Bureaus 101

Jeremiah Perez asked: Experian – TransUnion – EquifaxThere are 3 major private, for profit Credit Reporting Agencies (CRA’s) also known as Credit Bureaus who gather information about consumer credit and their usage. The three major credit agencies are Equifax, Experian, and TransUnion. They accumulate all consumer financial transactions and inquires from all possible sources. The [...]

Posted December 9th, 2010 in Finance | Comments Off

Free Credit Reports For All!

Matthew Keegan asked: Yes, it is true: free credit reports are available for you, the consumer. Thanks to an act of Congress, you can get copies of your credit reports annually. This means that Experian, Equifax, and Trans Union – the Big 3 credit reporting agencies – must furnish one free copy of your credit [...]

Posted December 6th, 2010 in Finance | Comments Off

Differences in the Credit Bureaus – Equifax, Experian, Transunion

Josh D Paul asked: Credit reporting agencies collect credit-related information and sell it to businesses and consumers. They are also commonly called credit bureaus in the United States.There are many of these agencies in the country, but the three main ones are Equifax, Experian and TransUnion. Most creditors and lenders will report their data to [...]

Posted November 29th, 2010 in Finance | Comments Off

Free Triple Credit Reports

Bill Pratt asked: Freecreditreport offers online credit reporting resources to consumers worldwide and belongs to the ConsumerInfo family. The company is a leading provider of online consumer credit reports, credit information and monitoring services as well as credit scores.The company has served 3.1 members thus far and delivered more than 20 million credit reports. The [...]

Posted November 26th, 2010 in Finance | Comments Off

Clean Credit Report – Easily Raise Your Credit Score 100 Points

Vincent Dail asked: Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also may show whether you’ve been sued, arrested or have filed for bankruptcy with in the last 10 years. Companies called consumer reporting agencies (cra) or credit bureaus compile and sell [...]

Posted November 16th, 2010 in Finance | Comments Off

Free 3 Credit Bureau Report – Where to Get Your Free Credit Report and Score

Zach Ford asked: More than one million American citizens for good reasons check their credit through the internet every year. In order to maintain a healthy financial history it is important to be informed about your credit score. There are things that are considered when determining your credit rating and sometimes there are errors may [...]

Posted November 13th, 2010 in Finance | Comments Off

Free Credit Report Service Recommended by Clark Howard

Lyn Collier asked: You don’t have to sign up for a trial membership of a credit protection service to get free copies of your credit reports. There a few one-stop websites where you can order credit reports from all three credit bureaus: Experian, Equifax, and Trans Union. It’s easy. One site, Annual Credit Report, is [...]

Posted November 12th, 2010 in Finance | Comments Off

when u are denied credit in 60 days free credit report, but? buying the score? gets asoft pull?or a hard pull?

wonderer asked: after u are beeing denined credit u recieve a leltter taht u can request a free copy from that agency withinh 60 days, and doing soo will not show a inquiry on ur account, and a minus 3 on ur score but but when u chek out over the phone to get ur [...]

Posted October 21st, 2010 in Credit | 3 Comments »