asked: Pedro
Archive of posts tagged Credit Reporting Act
Fair Credit Reporting Act?
US Cutie asked: Hi,
I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum $25 for each and I paid them by my father’s Credit Card. They [...]
Key Differentiating Features of Free Credit Report Offers
Josh Paul asked: People need to retrieve their credit reports for a variety of reasons. Most usually get them on the Internet. This is simple to do with a quick Google search. What might come as a surprise is the number of credit report offers, especially those marketing both free credit reports and scores. It [...]
What does reason 3 mean when Certegy won’t cash a check?
babies_happen asked: I went to walmart today to cash a $80 payroll check and was declined. I normally just deposit in my checking account but i recently closed it because i am moving in a couple days. Any way, they wouldnt cash it. they gave me a piece of paper with [...]
Your Access To Free Credit Reports
Ben Cortese asked: The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months.That’s right; you are entitled to receive one free credit report every 12 months from [...]
Don’t Fall Prey to the Free Credit Report Lure
Ludwig E. Parker asked: The Federal Fair Credit Reporting Act has been amended, requiring each of the national consumer reporting companies, to provide you with a free copy of your credit report, at your request, once a year. TransUnion, Experian, and Equifax are the three companies required to do so. Don’t pay for your credit [...]