Which Credit Score Do Lenders Use to Qualify Me For a Loan?Tony Banks asked: You have a credit score with the three main bureaus, Equifax, Transunion and Experian. Each bureau has come up with their own version of the credit scoring formula which is unknown to the public.This creates a situation where your three scores are highly unlikely to be the same. The credit score that [...] Why Do I Need to Repair All Three of My Credit Reports From Experian, Transunion, and Equifax?Tony Banks asked: Credit bureaus operate independently of one another. Even though all three – Transunion, Equifax and Experian perform the same function of collating financial information about you, they are operated and managed by a different management body and thus, they have their own internal company rules that they use to decide what to [...] How Long Will Late Payments Be Recorded on My Equifax, Transunion and Experian Credit Reports?Tony Banks asked: If you’re asking the question; how long do late payments remain on my credit report? You need not worry it’s not peculiar to you alone. This is often asked by a lot of people who like you are interested in knowing what effect it (late payments on your report) will have on [...] How Can I Repair My Credit Report?asked: Jesus I enter my credit card on niteflirt to try it out i used the 3 free mins and thats it i did not like the site?rob j asked: my question is will it still appear on my monthy credit report if i did not buy any mins i just signed upWanda Where can I get my report for real for free?corazon asked: I thought you were supposed to be able to get your credit report for free from all 3 agencys once a year! How do you do this? I tried calling Trans Union and they wanted 19.95! How the heck am I supposed to find out what is still on my credit and if [...] I enter my credit card on niteflirt to try it out i used the 3 free mins and thats it i did not like the site?rob j asked: my question is will it still appear on my monthy credit report if i did not buy any mins i just signed upRon |