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Free 3 in 1 Credit Report-Should You Do a Free Trial To Get a Report? Pros and Cons

L. Sampson asked: It is important to keep track of what is on your credit report by checking it at least once a year. With the amount of free online credit report companies, it is relatively easy to secure a copy of your credit report and make sure everything on it is accurate. However, if [...]

Posted December 11th, 2010 in Finance | Comments Off

Credit Monitoring – 3 credit reports from 3 different credit bureaus

asked: Bruce

Posted December 2nd, 2010 in Medical Account | Comments Off

What is the best credit report/monitoring website?

albert asked: I plan on disputing items on my credit report. I have already ordered my FREE annual credit report but need something that will monitor upcoming “frequent changes”. I know it wont be free but which one, should I get since I’ll be watching all 3 major credit bureaus? Thanks for your help and [...]

Posted June 25th, 2010 in Credit | 3 Comments »

Free Credit Reports – Are There Those By law?

Hector Milla asked: The government requires that the major credit reporting companies give you at least one free credit report every 12 months.This is governed by legislation, otherwise termed the Fair Credit Reporting act FCRA. These firms have a central website where you can go fill out your details and obtain your report immediately. There’s [...]

Posted April 10th, 2010 in Credit | Comments Off

what to get in writing from collection agency?

Kelly m asked: Ok I was lured in finally by the free credit report.com jingle & joined the credit monitoring. I thought I’ve been doing well for the past 6 months paying everything on time, etc & then i got a discount offer thru my membership to get all 3 reports & oh my. Thier [...]

Posted March 10th, 2010 in Credit | 4 Comments »

Where Can I Get My Free Credit Report

Steve Evans asked: et a free online Experian Credit Report at their web site locations when you sign up for a free trial of credit monitoring and the service is free as long as you cancel soon afterwards and before the initial free trial period is over. Simply fill out your information for identification purposes, [...]

Posted August 20th, 2009 in Borrowers | Comments Off

Your Free Credit Report As A Negotiation Tool

Devora Witts asked: Everybody knows the uses of a credit report. If you want to know where you stand, what your credit situation is, you need to obtain a copy of your credit report. Also, you will be able to correct any inconsistencies by disputing negative items on your report that you believe to be [...]

Posted August 16th, 2009 in Credit | Comments Off

Can I really get a free credit report?

Jeffrey Judge asked: Yes, and it is easy to do. You have a right to review your credit reports from all three major credit agencies once a year, free of charge. You may have seen and been discouraged by spam emails and websites that promise to give you a free credit report but then require [...]

Posted June 11th, 2009 in Law | Comments Off