free 3 credit reports – score

Pamella Neely asked: Credit reports and scores are very informative but can also cause a fair amount of confusion. You can get a free copy of your credit report each year from the three reporting agencies (Experian, Equifax and Transunion). Though these reports are given free of charge, the same is not the case with [...]

asked: Ted

Nora Hansell asked: Consumers need to know that as of February 14, 2009, Experian based FICO scores and reports, previously available at myfico.com, are no longer available to consumers. As Barry writes at myfico.com, “The change will be effective on February 14th, 2009. While Experian’s decision eliminates the consumers’ ability to see their own FICO

Michael V asked: I am a college student of age 18. I recently applied for a Citi credit card but it was rejected saying (in email) o A garnishment, attachment, foreclosure, collection action or judgment was recorded on your credit bureau report. o A delinquent credit obligation(s), either paid or unpaid, was recorded on your [...]

Anneline Smith asked: Free credit report worth thousands? Many people may think that’s a foolish statement. How can something free be potentially worth thousands of dollars? The fact is that your free credit report contains vital information that has direct bearing on every aspect of your life. It affects where you live, what car you [...]

Hector Milla asked: Since businesses rely heavily on credit rating reports then it is important that one always keeps their credit lines in check in view of how much this can help them in future.These reports help lenders determine the viability of their borrowers for loans applied for. Major credit reporting companies collect information on [...]

Elizabeth Dennis asked: Your Credit Report and Rating – Just Get ItYour credit history is one of the biggest factors to securing a home mortgage at the lowest interest rate and with best terms available. Why is it that we all know this fact but are hesitant to open that door and come face-to-face with [...]

Hector Milla asked: Many people know about credit reports but they are not so aware about how to obtain free credit reports.Many think that accessing credit reports is a long and difficult process but it is actually not hard as they may think. Anybody who has a credit report has the right to access his [...]