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3 Credit Reporting Agencies Phone Numbers – Consumers Info

Hector Milla asked: Many discriminating consumers these days realize the importance of knowing their credit score. This 3 digit number affects most segments of human existence. Everything from house mortgages, to how much money a bank will lend, is determined by the report generated from the 3 credit bureaus. Since the flow of money is [...]

Posted March 12th, 2011 in Finance | Comments Off

I Want to Know What Experian, Equifax and Transunion Use to Calculate My FICO Score

Tony Banks asked: If there’s any one particular thing that many consumers want other than increasing their score and cleaning negative accounts from their credit report, it is the need to know what the reporting agencies use to churn-out the figures on their reports.A step by step approach will do here. FICO represents Fair Isaac [...]

Posted February 22nd, 2011 in Finance | Comments Off

Why I Got a Free Copy of My Credit Report and How You Can Too

Amy Patterson asked: If you are anything like me and like to make plans now to ensure that your going to be financially secure in the future, you might want to know why I got a free copy of my credit report. Even if you don’t have a car or a mortgage yet, it is [...]

Posted January 18th, 2011 in Finance | Comments Off

Are Instant Loans from the Internet reported on your credit report?

huggybearspartan asked: I have gotten about 5 loans or so and I was wanting to know if the approval and repayment of each loan is added to my credit history. I am 20yrs old and everytime I have applied for a credit card or gotten apartment, they always say I have no cedit and I [...]

Posted June 8th, 2010 in Credit | 1 Comment »

Experian Credit Reporting Agency has my Social Security Number connected to another woman with a similar name?

Nikki L asked: I recently checked my credit score due to a denial on a credit card. I am divorced and was worried my ex didn’t pay a credit card bill that was in both our name. When I entered all of my personal and secure information into the “free credit report.com” 2 out of [...]

Posted May 29th, 2010 in Credit | 3 Comments »

Making a Free Credit Report Request

Louis Tsui asked: Lots of people are worried about their credit these days, and with this kind of market and this economy, more people watch their budget and their credit. Making a Free credit report request is simple, and it’s a great way to make sure that you are making a good step in monitoring [...]

Posted March 23rd, 2010 in Credit | Comments Off

How long does the “High Balance” on the credit report stay on your credit report?

ashlee89 asked: I was recently declined an Amex blue credit card with a credit score of 750 (Experian) and the reason they provided was my Trans Union credit score was low. So under the federal law I was entitled to request for a free copy of the report they used to determine my application. I [...]

Posted January 15th, 2010 in Credit | 1 Comment »

Deciphering Your Credit Performance From a Free Credit Report

Truman Weiss asked: Find a Free Credit ReportIn todays world at a time when it is virtually impossible to purchase a car, hire a house, buy a house or maybe get insurance without having good credit, it is more crucial than ever to not only know what credit history you have but also to keep [...]

Posted December 18th, 2009 in Debt Consolidation | Comments Off