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What would my credit score approximately be?

hardtothinkreallyhard asked: I tried obtaining a free credit report but they had a security lock on my account. I would like to have a rough idea of where my score would approx be because I’m very worried. I am a resident of the states for almost 5 years, I do not have a credit card, [...]

Posted October 2nd, 2009 in Credit | 3 Comments »

Free Credit Report and Score – Quick Tips You Can Use Now For Credit Report- FICO-Credit Repair!

Helen Hecker asked: These are just a few of the best credit tips and facts to help you improve your credit report and score and give you some ideas for fixing or repairing your credit. When buying a car get pre-approved first at your bank or credit union for example, because car dealers will contact [...]

Posted August 30th, 2009 in Credit | Comments Off

I have paid off my outstanding debts in the past 3 months, when does it show on credit report?

Stephanie P asked: I was past due on 2 credit cards that the companies closed, still owed the paramedics $500, and owed Cingular for canceling a contract! All these were showing up on my credit report in November which landed me a 13.5% interest rate on my car!!!! From November until last week, I have [...]

Posted August 24th, 2009 in Personal Finance | 3 Comments »

what’s the point of a credit report with no credit score?

J S asked: I stayed away for years from these scams I was on that Dolans site from an aol article they say get a free report at annual credit report it gives me 3 choices The information I received was useless things I knew it sums up all the credit cards and loans I [...]

Posted August 14th, 2009 in Credit | 3 Comments »

How do I obtain a credit card? discover said “insufficient credit history”?

hb_breezy asked: So as I was looking around sendearnings.com (get paid to read emails and all that), I seen a thing for discover card. It says to sign up and i’ll get $15 to my sendearnings account. So I went ahead and went to the link it gave me (https://www.discovercard.com/cardmembersvcs/acqs/app/getapp?sc=KWZP&aid=10514163&pid=3120907&sid=se2226842x121147769) and I applied. When I [...]

Posted August 9th, 2009 in Credit | 5 Comments »

How can i dispute my bad credit? how long does it take for a credit card debt to be taken off?

!@Baby girl Gwen on board@! asked: i have 3 credit cards from when i was first starting college and i was stupid and thought it was a great way to pay for everything and then BOOM, i couldnt pay the bills, they wouldnt terminate the account till it was payed. each is like $400, i [...]

Posted August 3rd, 2009 in Credit | 5 Comments »

Free Credit Report; is it Necessary During Today’s Times?

Mike Clover asked: Credit WorthinessFree Credit Reports are plastered all over the place, internet, TV, radio, and mail. The need to know is so important these days because everyone wants to know your credit. The current credit crunch that is taking place is making it tough to get loans, jobs, credit cards, and / or [...]

Posted July 2nd, 2009 in Finance | Comments Off

How do i get a job having bad credit, I have allot of counts of delinquency?

vvsilenced_fearvv asked: So for a while i’ve been jobless and havent been able to pay three of my credit cards at all, i stopped paying them back in december its been almost 7 months now or so, And i was wondering how can i. 1) Fix my Credit 2)Get a job with bad credit 3) [...]

Posted June 21st, 2009 in Credit | 3 Comments »