Credit Repair – The Different Approaches to Improving Your Equifax, Transunion and Experian ReportsTony Banks asked: Do you, by chance, belong to the group of people who think it takes a genius or at least a college professor to clean up a really bad credit report? If that’s your take, then you’re absolutely wrong!You see, the many problems people have with their credit profile are easily solvable and [...] I paid collection agency 3 years ago, but my record is still bad and no one issues me credit cards?Alvydas asked: In 2005, I was shopping in Macy’s (in Los Angeles, CA, USA) for a pair of shoes, one day before flying back to my native country of Lithuania. When I was paying for the shoes, the cashier suggested that I fill out a form and get $20 off the price. I did that, [...] BOA FALSELY REPOTED INFo TO Credit Beauru, can I get this fixed ?Thalassaki asked: The last 3 months I had 3 credit cards CUT down my limit. I didn’t know why until now. I looked up my free credit report & it shows 3 months in a ROW , BOA said I was 30 days late each time! I called and the person said I missed a [...] i have a credit account with an annual percentage rate of 29.99% (it’s a dell account)?gigi726 asked: should i open up a new credit card account with 0% intro rate and transfer the balance from the dell. i’m trying to rebuild my credit and have 3 credit cards already. i always pay on time. my credit score is rising slowly but surely. i also have alot of inquiries on my [...] Will I get 16K car loan with credit score 610 ?Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within [...] I’m a Jr. and ALL my dads credit is on my credit report?bigsoljainga asked: Having the same name as my dad, I am a Jr. All of my credit report has his credit all over, (it’s good credit), but I’ve got 5 vehicles, 3 houses, and lots of credit cards on my credit report. I have a horrible debt-income ratio. I’ve contacted the 3 major credit companies, [...] Will I get 16K car loan with credit score 610 ?Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within [...] I have paid off my outstanding debts in the past 3 months, when does it show on credit report?Stephanie P asked: I was past due on 2 credit cards that the companies closed, still owed the paramedics $500, and owed Cingular for canceling a contract! All these were showing up on my credit report in November which landed me a 13.5% interest rate on my car!!!! From November until last week, I have [...] |