I paid collection agency 3 years ago, but my record is still bad and no one issues me credit cards?Alvydas asked: In 2005, I was shopping in Macy’s (in Los Angeles, CA, USA) for a pair of shoes, one day before flying back to my native country of Lithuania. When I was paying for the shoes, the cashier suggested that I fill out a form and get $20 off the price. I did that, [...] What is my credit score If I have no credit at all? And Trouble Getting my Free Credit Report?J Ross asked: All I have is a bank account in my name and the electric bill in good standing. So what ballpark would my rating be in? as to my 2nd question I’ve tried to get my free report from annualcreditreport.com and all 3 sites will not give me my report over the net. [...] enter my credit card on niteflirt to try it out i used the 3 free mins and thats it i did not like the site?rob j asked: my question is will it still appear on my monthy credit report if i did not buy any mins i just signed up i never bought any minsCrystal Unused, 3rd credit card on credit report–Does this affect me?Mari L asked: When I was making plans to go to college, I decided to obtain a credit card. I heard two was safe, so I applied for two student cards from Citi. Everything went through, and I got my cards, but I decided to only keep one and not activate the other. I cut [...] Would I be able to get a place to live with a credit score of 640 or better?dixie_boysles asked: I Just ran my free credit report and got my score today. It was a 640. It has jumped 62 points in 1 year 3 months though (I checked it in October 2008 and it was 578). Im not going to try and get a place until summer of 2011 so that’s another [...] I’m a Jr. and ALL my dads credit is on my credit report?bigsoljainga asked: Having the same name as my dad, I am a Jr. All of my credit report has his credit all over, (it’s good credit), but I’ve got 5 vehicles, 3 houses, and lots of credit cards on my credit report. I have a horrible debt-income ratio. I’ve contacted the 3 major credit companies, [...] Fair Credit Reporting Act?US Cutie asked: Hi, I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum $25 for each and I paid them by my father’s Credit Card. [...] anybody heard of my credit quote ?BRANDO123 asked: have bad credit told me it was free credit score.. then it offers me a line of credit and a credit card … that reports to 3 to companys … i stoped because it askied for my banking informationLloyd |