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Equifax, Transunion Or Experian – Which Credit Report Should I Fix First?

Tony Banks asked: This is a good question, and the short answer would be all of them! Let me explain… The first thing you have to understand is that a lender that is looking to extend you cash would always find a way to check out your creditworthiness and they do so by turning to [...]

Posted February 24th, 2011 in Finance | Comments Off

Get A Free Credit Report

Nicholas MacLoughlin asked: Credit reports are now available online and there are many websites that are offering this kind of service. Some are offering this service for free while some are also asking for a payment.Being one of the bureaus participating in providing reports, Experian explains how to get free credit. If you are a [...]

Posted January 20th, 2011 in Finance | Comments Off

Free Credit Reports For All!

Matthew Keegan asked: Yes, it is true: free credit reports are available for you, the consumer. Thanks to an act of Congress, you can get copies of your credit reports annually. This means that Experian, Equifax, and Trans Union – the Big 3 credit reporting agencies – must furnish one free copy of your credit [...]

Posted December 6th, 2010 in Finance | Comments Off

Fair Credit Reporting Act?

US Cutie asked: Hi, I’m 22 years old and I don’t work (i’m an online student) and I live with my parents. 3 days ago I tried to open a basic bank account online(MyAccess Checking and Regular Saving), and they ask for minimum $25 for each and I paid them by my father’s Credit Card. [...]

Posted January 21st, 2010 in Law & Ethics | 2 Comments »

First Time Home Buyer: Get a Free Credit Report

Mike Trudeau asked: You’ve probably seen the many advertisements that promise, a free credit report. You may have asked yourself, how is it possible for all these companies to offer these attractive free services? The answer is, like a lot of things; there is a catch. The catch, of course, isn’t an obvious one, when [...]

Posted September 11th, 2009 in Finance | Comments Off

How Can I Obtain My Free Credit Report and Why Is It So Important?

Amy Patterson asked: You can be forgiven for asking yourself why is it important to obtain a copy of my free credit report. Today I’m going to answer that question for you. It is extremely important you get and fully understand the information given to you in your credit report. With today’s economic climate and [...]

Posted September 8th, 2009 in Credit | Comments Off

Free Credit Report And Score – How To Receive A Free Credit Report

Carrie Reeder asked: Each consumer with credit history should obtain a copy of their report annually. The cost of credit reports vary. If obtaining a copy from the credit bureaus, consumers may pay $15 per bureau. However, some online credit agencies advertise low cost credit reports. Rather than paying for a credit report, consider obtaining [...]

Posted July 30th, 2009 in Advice | Comments Off

Free Credit Report Online: Easier Way to Check Fiscal Dealing

James Peter asked: With the emerging awareness, importance is being attached to a credit report, and as a consequence several online services providers have sprung who claim to offer them free of cost. Well, if you thought it was some kind of a trick to rope in consumers, then you are mistaken. In accordance to [...]

Posted July 22nd, 2009 in Credit | Comments Off