Is it really possible to ‘fix’ your credit report?PitbullMamma asked: I have heard people say they have paid people to ‘fix’ their credit report. Is this true and legit? I have negative things on my report due to numerous things, job loss, divorce, stupidity as a college student and a bankruptcy that is scheduled to ‘fall’ off 2011. Some of these things supposedly [...] I paid collection agency 3 years ago, but my record is still bad and no one issues me credit cards?Alvydas asked: In 2005, I was shopping in Macy’s (in Los Angeles, CA, USA) for a pair of shoes, one day before flying back to my native country of Lithuania. When I was paying for the shoes, the cashier suggested that I fill out a form and get $20 off the price. I did that, [...] Credit Score? Report?JellyCat asked: I have used the free credit site and found that I had a charge off of a card from 3 years ago, which about 2 years ago I paid it off. The bank doesn’t dispute it was paid, and says I’m current and that’s history. My credit report on the other hand says [...] How to higher my credit score ?tdpp2000 asked: I knew I had a low credit score, so i did a free credit report with experian, it turns out it is 529. I have a AmEx credit card (Potentially Negative Closed) that is listed as Credit Card – Revolving Terms with a balance of $967. It says it has been reporting since [...] |