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I’m a Jr. and ALL my dads credit is on my credit report?

bigsoljainga asked: Having the same name as my dad, I am a Jr. All of my credit report has his credit all over, (it’s good credit), but I’ve got 5 vehicles, 3 houses, and lots of credit cards on my credit report. I have a horrible debt-income ratio. I’ve contacted the 3 major credit companies, [...]

Posted February 5th, 2010 in Credit | 5 Comments »

Building credit over next 9 months – best options?

Kelson asked: I’m looking to build up my credit as much as possible over the next 9 months or so. I’ll be applying for a car loan and apartment lease at that time and want to ensure I get the lowest interest rate possible and get accepted for my lease. I’m currently debt-free on paper [...]

Posted March 25th, 2009 in Personal Finance | 2 Comments »