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Free 3 in 1 Credit Report-Should You Do a Free Trial To Get a Report? Pros and Cons

L. Sampson asked: It is important to keep track of what is on your credit report by checking it at least once a year. With the amount of free online credit report companies, it is relatively easy to secure a copy of your credit report and make sure everything on it is accurate. However, if [...]

Posted December 11th, 2010 in Finance | Comments Off

Unused, 3rd credit card on credit report–Does this affect me?

Mari L asked: When I was making plans to go to college, I decided to obtain a credit card. I heard two was safe, so I applied for two student cards from Citi. Everything went through, and I got my cards, but I decided to only keep one and not activate the other. I cut [...]

Posted March 23rd, 2010 in Credit | 7 Comments »

Are You Wondering “Where Can I Get My Free Credit Report”?

Andy Zain asked: In a good economy and with good credit, buying a car or even getting a simple store credit card is usually simple. In a bad economy, it can be a nightmare. With only a few issues on your report, you may not get the credit you need or want. You need to [...]

Posted July 1st, 2009 in Credit | Comments Off

How can I get my credit score without paying?

Ryan asked: I’m looking to get my credit -score-, not credit report (I already know the 3 bureaus have to give you a report once a year), but I don’t want to sign up for one of those 30-day free trials that are all over the internet and have telemarketers calling me and hassling me [...]

Posted April 22nd, 2009 in Credit | 5 Comments »

Free Credit Report Online: What you should know

R.Dodger asked: For those concerned about their credit, many have noticed the confusion regarding credit scores and credit reports.First, be aware that your credit score is derived from your credit history which is found on your credit report. Since there are three main credit reporting agencies, you will likely have three separate credit scores reflecting [...]

Posted April 14th, 2009 in Credit | Comments Off