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How long does the “High Balance” on the credit report stay on your credit report?

ashlee89 asked: I was recently declined an Amex blue credit card with a credit score of 750 (Experian) and the reason they provided was my Trans Union credit score was low. So under the federal law I was entitled to request for a free copy of the report they used to determine my application. I [...]

Posted January 15th, 2010 in Credit | 1 Comment »

What would my credit score approximately be?

hardtothinkreallyhard asked: I tried obtaining a free credit report but they had a security lock on my account. I would like to have a rough idea of where my score would approx be because I’m very worried. I am a resident of the states for almost 5 years, I do not have a credit card, [...]

Posted October 2nd, 2009 in Credit | 3 Comments »

Whats the easiest and fastest way to remove negative items from you credit? And how long till it improves?

Marines_Princess asked: I just recently got my free annual credit report and i saw some things on there i would like to remove since on those i was an authorized user, and from what i understand not liable. I’ve been looking it up all over the web and have gotten some advice, but none of [...]

Posted April 21st, 2009 in Credit | 5 Comments »

Building credit over next 9 months – best options?

Kelson asked: I’m looking to build up my credit as much as possible over the next 9 months or so. I’ll be applying for a car loan and apartment lease at that time and want to ensure I get the lowest interest rate possible and get accepted for my lease. I’m currently debt-free on paper [...]

Posted March 25th, 2009 in Personal Finance | 2 Comments »