free 3 credit reports – score

Question by Sarah B: my 3 credit scores are 570,634,626 what is my score that banks go by when applying for a loan?Do banks look at the lowest score or do they get an average of all 3 scores.Best answer: Answer by OldJimmyThey usually take the middle score. Know better? Leave your own answer in [...]

Tony Banks asked: There are three main credit bureaus, Equifax, Transunion and Experian. Each of these are 100% for profit companies that are in business to sell your credit reports to lenders. Lenders need a way to access your worthiness and they turn to these companies to do so. Equifax is the largest and probably [...]

Tony Banks asked: Ever wondered why there’s so much talk about score increase or repairing your file? Frankly, there are many who have such thoughts running through their heads but don’t know where to begin. The first step is to make sure that you know the factors that are taken into consideration in order to [...]

Emanuele Allenti asked: Have you ever wondered how bad or good your credit score is? Most people have and now they have the ability to find out. If you want quick access to your credit score, then you should get yourself a free credit report. This is the easiest and the quickest way to obtain [...]

Abhishek Agarwal asked: When a company is deciding whether or not to give you a loan, a mortgage or a credit card it checks your credit report. Your credit report contains information about every credit transaction you have made. If you failed to make a payment or defaulted on a loan then it will be [...]

R.Dodger asked: For those concerned about their credit, many have noticed the confusion regarding credit scores and credit reports.First, be aware that your credit score is derived from your credit history which is found on your credit report. Since there are three main credit reporting agencies, you will likely have three separate credit scores reflecting [...]