free 3 credit reports – score

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what’s the point of a credit report with no credit score?

J S asked: I stayed away for years from these scams I was on that Dolans site from an aol article they say get a free report at annual credit report it gives me 3 choices The information I received was useless things I knew it sums up all the credit cards and loans I [...]

Posted August 14th, 2009 in Credit | 3 Comments »

Why is my active, good-standing credit card account missing from my credit report?

ABC asked: I just checked my free annual credit report last week to see if everything is in good standing since I’ve been paying my bills on time all the time. There is suppose to be a bunch of student loans and 3 credit card accounts in good standing..BUT I only have the two most [...]

Posted June 10th, 2009 in Credit | Comments Off

Quick question on receiving the annualfree credit report?

A.B. asked: Hi, If I order my free annual credit report from the 3 major companies, will any of the 3 send me more paperwork to fill out first? For example: copies of id..etc.. If I recall, Transunion goes straight ahead and lets you view, but what about the other 2? p.s. which is the [...]

Posted May 24th, 2009 in Credit | 4 Comments »

Advantages And Disadvantages Of Seeing Your Free Credit Report Online

Emanuele Allenti asked: The advantages of seeing your free credit report online may seem vast at a first glance. However, in order to get these reports, you have to give out your credit card details, which may make you feel pretty apprehensive. Additionally, if you already receive a free report, you might wonder if that [...]

Posted May 14th, 2009 in Finance | Comments Off

Anyone else have difficulty getting their Annual Credit Report?

1985 & going strong asked: For the past several years, I have encountered difficulty getting the free annual credit report from the credit bureaus. For “security purposes”, they each ask some questions ( 2 or 3) to verify my identity — one always involves a mortgage — and I always give the correct response (I [...]

Posted May 2nd, 2009 in Credit | 4 Comments »

Whats the easiest and fastest way to remove negative items from you credit? And how long till it improves?

Marines_Princess asked: I just recently got my free annual credit report and i saw some things on there i would like to remove since on those i was an authorized user, and from what i understand not liable. I’ve been looking it up all over the web and have gotten some advice, but none of [...]

Posted April 21st, 2009 in Credit | 5 Comments »

annual credit report.com?

L.B.83 asked: So who has done this? I want to spread out my free 3 reports over a yr, 1 every 4 months. I want to know what your advice is on this and how accurate it is? Also if i pay down some cards now (this month), when will it show on my report?Marilyn

Posted April 17th, 2009 in Credit | 1 Comment »

Is it possible to have items removed from your credit? And what are some good ways to rebuild damaged credit?

Adam W asked: 3 years ago I broke a bone and, like the smart, responsible guy I am, I wracked up a lot of hospital bills which I neglected to pay. I thought I had paid them all off finally, until the other day I was going through some old papers, and I found a [...]

Posted April 7th, 2009 in Credit | 3 Comments »