free 3 credit reports - score » Annual Report http://free3creditreports.org get information on credit bureaus Fri, 18 May 2012 04:53:45 +0000 en hourly 1 http://wordpress.org/?v=3.3.1 Important Info About Your Free Annual Credit Report http://free3creditreports.org/new-job/important-info-about-your-free-annual-credit-report/ http://free3creditreports.org/new-job/important-info-about-your-free-annual-credit-report/#comments Tue, 29 Mar 2011 14:21:07 +0000 admin http://free3creditreports.org/new-job/important-info-about-your-free-annual-credit-report/
asked:




Eugene
]]> http://free3creditreports.org/new-job/important-info-about-your-free-annual-credit-report/feed/ 0 Free Annual Credit Report Lets you Mend Credit Ratings http://free3creditreports.org/access-reports/free-annual-credit-report-lets-you-mend-credit-ratings/ http://free3creditreports.org/access-reports/free-annual-credit-report-lets-you-mend-credit-ratings/#comments Wed, 04 Aug 2010 11:36:37 +0000 admin http://free3creditreports.org/access-reports/free-annual-credit-report-lets-you-mend-credit-ratings/
asked:




Brandon
]]> http://free3creditreports.org/access-reports/free-annual-credit-report-lets-you-mend-credit-ratings/feed/ 0 Free Annual Credit Report: Financial Record With No Expense http://free3creditreports.org/deceased-person/free-annual-credit-report-financial-record-with-no-expense/ http://free3creditreports.org/deceased-person/free-annual-credit-report-financial-record-with-no-expense/#comments Fri, 23 Jul 2010 23:23:58 +0000 admin http://free3creditreports.org/deceased-person/free-annual-credit-report-financial-record-with-no-expense/
asked:




Vera
]]> http://free3creditreports.org/deceased-person/free-annual-credit-report-financial-record-with-no-expense/feed/ 0 What is the best credit report/monitoring website? http://free3creditreports.org/credit/what-is-the-best-credit-reportmonitoring-website/ http://free3creditreports.org/credit/what-is-the-best-credit-reportmonitoring-website/#comments Fri, 25 Jun 2010 03:44:09 +0000 admin http://free3creditreports.org/credit/what-is-the-best-credit-reportmonitoring-website/
albert asked:


I plan on disputing items on my credit report. I have already ordered my FREE annual credit report but need something that will monitor upcoming “frequent changes”. I know it wont be free but which one, should I get since I’ll be watching all 3 major credit bureaus?
Thanks for your help and suggestions!

Philip
]]> http://free3creditreports.org/credit/what-is-the-best-credit-reportmonitoring-website/feed/ 3 Free Annual Credit Report: Check Your Credit Scores For Free http://free3creditreports.org/resea/free-annual-credit-report-check-your-credit-scores-for-free/ http://free3creditreports.org/resea/free-annual-credit-report-check-your-credit-scores-for-free/#comments Thu, 24 Jun 2010 07:05:56 +0000 admin http://free3creditreports.org/resea/free-annual-credit-report-check-your-credit-scores-for-free/
asked:




Peter
]]> http://free3creditreports.org/resea/free-annual-credit-report-check-your-credit-scores-for-free/feed/ 0 Unused, 3rd credit card on credit report–Does this affect me? http://free3creditreports.org/credit/unused-3rd-credit-card-on-credit-report-does-this-affect-me/ http://free3creditreports.org/credit/unused-3rd-credit-card-on-credit-report-does-this-affect-me/#comments Tue, 23 Mar 2010 06:21:07 +0000 admin http://free3creditreports.org/credit/unused-3rd-credit-card-on-credit-report-does-this-affect-me/
Mari L asked:


When I was making plans to go to college, I decided to obtain a credit card. I heard two was safe, so I applied for two student cards from Citi. Everything went through, and I got my cards, but I decided to only keep one and not activate the other. I cut up the other one and disposed of it. Fast forward three years later (now), I have since applied and accepted what I thought was my ’2nd’ Citi card. I have been using both, and never made late payments.

Out of curiosity I finally checked my free annual credit report. I notice I have 4 accounts in good standing…And I was kind of concerned. 2 accts are the CCs I’ve been using as stated, 1 is for my federal student loans, and the other is that card I never activated.

I heard that having 3 CCs could hurt credit, and I know I should cancel my unused card officially. I haven’t checked my actual credit score but I’m worried that this 3rd card affects me. Can someone clarify this for me please?

Chad

]]> http://free3creditreports.org/credit/unused-3rd-credit-card-on-credit-report-does-this-affect-me/feed/ 7 I have no credit report? http://free3creditreports.org/credit/i-have-no-credit-report/ http://free3creditreports.org/credit/i-have-no-credit-report/#comments Fri, 16 Oct 2009 05:46:27 +0000 admin http://free3creditreports.org/credit/i-have-no-credit-report/
J Rock asked:


My bankruptcy was discharged 3 weeks ago..
I went to that website to request my free annual credit report..and they told me that they can’t locate it. I also got a letter from Trans Union stating the same thing.

Is this normal???

Melissa

]]> http://free3creditreports.org/credit/i-have-no-credit-report/feed/ 2 Annualcreditreport.com really not free? http://free3creditreports.org/credit/annualcreditreport-com-really-not-free/ http://free3creditreports.org/credit/annualcreditreport-com-really-not-free/#comments Wed, 26 Aug 2009 21:54:40 +0000 admin http://free3creditreports.org/credit/annualcreditreport-com-really-not-free/
cuddlz123 asked:


In 2006, I went to this website and got my “free” annual credit report. Or so I thought. Later that year I noticed that $12′s had been taken out of my bank account every month by Triple Advantage since I got that “free” credit report. I don’t know how they even got my credit card info, since I didn’t give it to them. When I called Triple Advantage to cancel the membership (that I hadn’t even signed up for), they told me that they hadn’t been charging me money and that I didn’t even have a membership w/ them. Hmmm. So I called all 3 credit company’s with the annual credit report and all of them told me that they had no membership on file for me. So who was taking my money if the very ppl that show up on my bank statement deny doing it? I canceled that credit card, so they can’t take my money anymore, but still….could this come back later to haunt me?
Well, I know for sure that I did go to the right website. And I didn’t give them my credit card info. I guess someone may have stolen my credit info and paid for the report, but that’s all they bought w/ it. And also, when I called the triple advantage to cancel the membership, they looked it up under that credit card # and found no membership.
I did go to annualcreditreport.com and I didn’t sign up for anything. When I called them to check, they even told me that I hadn’t. They said that all I got was the free report and that’s all. What I’m worried about is that I did call my bank about this. They gave me the # of the company that charged me. When I called that company, they denied charging me anything. I can’t cancel a membership that I don’t have. I’m just worried that even though I canceled my credit card, that they’ll continue charging me and end up getting a collection agency involved.

Kim
]]> http://free3creditreports.org/credit/annualcreditreport-com-really-not-free/feed/ 10 what’s the point of a credit report with no credit score? http://free3creditreports.org/credit/whats-the-point-of-a-credit-report-with-no-credit-score/ http://free3creditreports.org/credit/whats-the-point-of-a-credit-report-with-no-credit-score/#comments Fri, 14 Aug 2009 22:48:36 +0000 admin http://free3creditreports.org/credit/whats-the-point-of-a-credit-report-with-no-credit-score/
J S asked:


I stayed away for years from these scams

I was on that Dolans site from an aol article
they say get a free report at annual credit report
it gives me 3 choices
The information I received was useless things I knew
it sums up all the credit cards and loans I have and have had

No credit score??

Honestly
What am I supposed to get out of this

I noticed only the site I chose gave even this free, the other charged and the other would have
All the options were full of tricks to steal money from you
Even the one I had chose had the
little tiny
“No Thanks I’d like my Free report”
hidden way below the other options

but I’m really angry
I guess because I don’t see what use my report is
I think I have great credit but why no score
am I the only one who believed my credit score would be listed in my credit report
Is there a way to calculate it

lol
sorry.
i’m wicked heated, I hate being scammed and tricked

Hazel

]]> http://free3creditreports.org/credit/whats-the-point-of-a-credit-report-with-no-credit-score/feed/ 3 Why is my active, good-standing credit card account missing from my credit report? http://free3creditreports.org/credit/why-is-my-active-good-standing-credit-card-account-missing-from-my-credit-report/ http://free3creditreports.org/credit/why-is-my-active-good-standing-credit-card-account-missing-from-my-credit-report/#comments Wed, 10 Jun 2009 19:43:01 +0000 admin http://free3creditreports.org/credit/why-is-my-active-good-standing-credit-card-account-missing-from-my-credit-report/
ABC asked:


I just checked my free annual credit report last week to see if everything is in good standing since I’ve been paying my bills on time all the time.

There is suppose to be a bunch of student loans and 3 credit card accounts in good standing..BUT I only have the two most recent ones on the report..the first which I opened in 2005 is not there anymore!!!!
I’ve been using and paying the credit card bills and is a good customer. My credit is highest on this one (6000k) with a $2000 balance..

I was hoping to pay this card off in a couple months to retain a good credit history so I can buy a car next year..

But WHERE DID IT GO???????? I dont understand what happened

Please help..thanks!

Ramon

]]> http://free3creditreports.org/credit/why-is-my-active-good-standing-credit-card-account-missing-from-my-credit-report/feed/ 0