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Unused, 3rd credit card on credit report–Does this affect me?

Mari L asked: When I was making plans to go to college, I decided to obtain a credit card. I heard two was safe, so I applied for two student cards from Citi. Everything went through, and I got my cards, but I decided to only keep one and not activate the other. I cut [...]

Posted March 23rd, 2010 in Credit | 7 Comments »

what to get in writing from collection agency?

Kelly m asked: Ok I was lured in finally by the free credit report.com jingle & joined the credit monitoring. I thought I’ve been doing well for the past 6 months paying everything on time, etc & then i got a discount offer thru my membership to get all 3 reports & oh my. Thier [...]

Posted March 10th, 2010 in Credit | 4 Comments »