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Is it really possible to ‘fix’ your credit report?

PitbullMamma asked: I have heard people say they have paid people to ‘fix’ their credit report. Is this true and legit? I have negative things on my report due to numerous things, job loss, divorce, stupidity as a college student and a bankruptcy that is scheduled to ‘fall’ off 2011. Some of these things supposedly [...]

Posted July 3rd, 2010 in Credit | 6 Comments »

Anyone else have difficulty getting their Annual Credit Report?

1985 & going strong asked: For the past several years, I have encountered difficulty getting the free annual credit report from the credit bureaus. For “security purposes”, they each ask some questions ( 2 or 3) to verify my identity — one always involves a mortgage — and I always give the correct response (I [...]

Posted May 2nd, 2009 in Credit | 4 Comments »