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When reviewing your free credit report?

alicia l asked: Do they just show what you owe for this year?I only had 1 negative in my report.I know I owed a bank which turned into another bank money about 800 dollars that was about 3 years ago. If the bank is no longer in business who do i owe money to?Dustin

Posted August 28th, 2010 in Credit | 4 Comments »

Have u checked your once a year free credit report? And if so where u satisfied with the results?

Scooter_loves_his_dad asked: I was. While i still have a lil more to go it’s way better than how it was 3 years ago.Cecil

Posted June 21st, 2010 in Credit | 3 Comments »

I paid collection agency 3 years ago, but my record is still bad and no one issues me credit cards?

Alvydas asked: In 2005, I was shopping in Macy’s (in Los Angeles, CA, USA) for a pair of shoes, one day before flying back to my native country of Lithuania. When I was paying for the shoes, the cashier suggested that I fill out a form and get $20 off the price. I did that, [...]

Posted June 6th, 2010 in Credit | 4 Comments »

Will I get 16K car loan with credit score 610 ?

Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within [...]

Posted February 22nd, 2010 in Buying & Selling | 3 Comments »

Credit Score? Report?

JellyCat asked: I have used the free credit site and found that I had a charge off of a card from 3 years ago, which about 2 years ago I paid it off. The bank doesn’t dispute it was paid, and says I’m current and that’s history. My credit report on the other hand says [...]

Posted January 5th, 2010 in Credit | 3 Comments »

Will I get 16K car loan with credit score 610 ?

Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within [...]

Posted December 6th, 2009 in Credit | 6 Comments »

Credit Score Question?

Chris G asked: . Ok Let’s say I owe 10 people after I got my free credit report. I have a Sprint cell phone bill , A cable bill , (from like 3 years ago) and about 2,000$ spread out into 6 different medical bills (that range back to 5 years) Lets say I pay [...]

Posted August 27th, 2009 in Credit | 4 Comments »

Can someone give me some advice about the judgement on my credit report?

nabeel l asked: I never had a credit card but wanted one . I applied at small department stores to get my first credit card but i was denied for insufficient credit . Being offered a free credit report i wanted to see what was on it. Everything was clear but it said i had [...]

Posted August 11th, 2009 in Credit | 5 Comments »