Will this hurt my credit score?
tvillane2004 asked:
Hi, will it hurt my credit score if I get a free credit score from this place? The link is: https://www.eloan.com/myeloan/viewscore
Hi, will it hurt my credit score if I get a free credit score from this place? The link is: https://www.eloan.com/myeloan/viewscore
I know pleanty of people and I think also the top 3 credit report websites have said that checking your credit score from websites like eloans can lower your score, is that true? Please help me out. I wan’t to get a free credit score but don’t want to lower my credit score doing it. Thanks again.
See I got a free credit score from www.annualcreditreport.com and it said it was 832 so I wanted to get another one because I am thinking there is some kind of mistake because people say it is to high of a score to have.
Elmer
July 6th, 2010 at 10:51 am
Lloyd
You can check your own credit by putting a ‘soft’ inquiry in…doesn’t affect it negatively.
July 8th, 2010 at 7:16 pm
Sara
yes it can lower your score. it depends on how many inquiries you get over a period of time. go direct to the credit reporting agencies to get your score. once every 12 months is allowed without affecting your score.
experian.com/transunion.com/equifax.com
July 12th, 2010 at 4:13 am
Derrick
Go to You are entitled to one free credit report per year that can be accessed at this site. It will not hurt your cresit because it is not an inquiry originated by a lender. If you want another credit report within the 1 year time frame, you’ll have to pay for it. At this site, you can dispute incorrect information on the report directly with the credit bureau. I have used this site and it is very secure and trustworthy, and it takes you directly to the three credit reporting bureaus. It takes a little time, but it’s worth it.
July 15th, 2010 at 10:22 am
Ruben
Rather than get your credit score from a lender, you can get it from the folks who have the scores in hand with no penalty.
Head over to Experian ( ), Equifax ( ) and Transunion ( ) to get your reports.
Protect your good credit. Lenders who keep chipping at your credit reports make the reporting agencies nervous, and they tend to lower your score as the inquiries build up.
July 16th, 2010 at 7:12 pm
Maria
It won’t hurt.
Coach
July 19th, 2010 at 7:29 pm
Juan
every time your credit is checked doesn’t matter by who, it will go down a couple of points
July 22nd, 2010 at 7:12 am
Allen
I agree with Stewart
July 23rd, 2010 at 1:33 pm
Rachel
If you use a site like eloans,through an organization that extends credit, the credit reporting agencies will interpret the request as a credit check for a loan application. Having applications for credit outstanding lowers your score as there is a chance that your total indebtedness will suddenly increase.