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When reviewing your free credit report?

alicia l asked:


Do they just show what you owe for this year?I only had 1 negative in my report.I know I owed a bank which turned into another bank money about 800 dollars that was about 3 years ago.
If the bank is no longer in business who do i owe money to?

Dustin
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Posted August 28th, 2010 in Credit 4 Comments »

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4 Responses to “When reviewing your free credit report?”

  • Lady Kay says:

    Leslie

    They show all accounts and public records that have had any activity in the past 7 years.

  • serenityv1 says:

    Gene

    Some items stay for 10 years like bankruptcy. Also, you can owe someone and they don’t report it to the agencies or only report to one agency. You have to review all three: Equifax, Experian and Transunion.

  • src50 says:

    Cindy

    They show whatever has been reported to them. Just because a debt doesn’t show up doesn’t mean you don’t owe it.

  • dondraper says:

    Jeff

    They will show anything that is still being reported by your creditors, not just for the last 7 years. If you have a 20-year credit history, that’s what your reports will show.

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