If you had to pay for your credit profile, which of the 3 major reporting agencies would you use?

jen asked:


I have gotten my free annual report w/in the past 12 months so I have to pay to get this info. I’m not about to try to get credit or anything; just curious what it’s looking like right now. Thanks!
Oh, that’s a good idea!
I got mine all at once last year, though, so I’m trying to decide which one to purchase a copy from now.

Beth
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5 Comments

  1. Rick B says:

    Gloria

    You get one free from each bureau each year. Get one from each bureau every four months and you don’t have to pay for it.

  2. josephparvidson says:

    Gary

    It really depends on where you live. Businesses in different areas of the country predominantly use different bureaus. For instance, Equifax is used mostly in the southeast US. TransUnion is used mostly in the midwest and New England, and Experian is used mostly out west.

  3. travelmaster says:

    Barbara

    you can get one free from
    techinally you can get a free one from each of the credit bureau that way
    every 4 months
    like say this is Feberary you got
    then you chose say Equifax for this time

    then four months go then you do it again but go to transunion this time
    then let another go back and then you do it again for the credit report
    also you are entied to free one if you have been declined credit or you are viticm of
    id theft

  4. Quizzle says:

    David

    Hi Jen! You can get a totally free copy of your Experian credit report at Quizzle.com. We’ll even throw in a free credit score so you can make better sense of your credit situation. No catches, no trial subscriptions, no credit card required.

  5. Richard says:

    Nellie

    buildcredit.ifastnet.com – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.

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