free 3 credit reports – score

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Is this a reliable source of credit score?

Montana asked: I have Identity Monitor from Citi (I have a credit card with them). One of the features of the Identity Monitor is that I can look up my credit report whenever. It tells me accurately what is on my report (it matches up with my free credit reports from those 3 agencies or [...]

Posted June 30th, 2009 in Personal Finance | 2 Comments »

As a Td Ameritrade customer, should I ‘red flag’ my credit scores?

magy asked: Just found out they had a security breach- they say it was only contact info, not SS #s, and guarantee all your $ with them against theft/fraud, but should I ‘red flag’ or whatever you call it (out an alert on my accounts to watch for unauthorized activity) with the 3 companies that [...]

Posted May 26th, 2009 in Personal Finance | 1 Comment »

The Benefit of Checking Your Free Credit Report in the UK

Dave Joa asked: Instant Online Access.Today in the UK you can now have instant access to get your free credit report online.But what are the benefits of being able to see this record of your credit history and the other details that the credit reference agencies hold about you on your personal credit file.In order [...]

Posted May 25th, 2009 in Personal Finance | Comments Off

Building credit over next 9 months – best options?

Kelson asked: I’m looking to build up my credit as much as possible over the next 9 months or so. I’ll be applying for a car loan and apartment lease at that time and want to ensure I get the lowest interest rate possible and get accepted for my lease. I’m currently debt-free on paper [...]

Posted March 25th, 2009 in Personal Finance | 2 Comments »