free 3 credit reports – score

corazon asked: I thought you were supposed to be able to get your credit report for free from all 3 agencys once a year! How do you do this? I tried calling Trans Union and they wanted 19.95! How the heck am I supposed to find out what is still on my credit and if [...]

maribeth p asked: I had never had any credit for about 23 years until i got a credit card. I started to buy things with the card and after a while in about 2 months I maxed out the card. The card was a Plantium Capital One credit card with about an 21.99% APR. Anyway [...]