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The Importance Of Your Credit Score

Swati Banerjee asked: There isn’t a single person on earth who doesn’t want a life full of success and satisfaction. But later on they realize that a prize tag comes along with it. So you want to renovate your home, buy a fabulous car or house, start a business of your own, etc. Regardless of [...]

Posted February 5th, 2011 in Finance | Comments Off

Free 3 Credit Bureau Report – Where to Get Your Free Credit Report

Davion Wong asked: There are various ways of getting your free 3 credit bureau report considering that the government has a mandate to give every citizen his own free copy of the credit report once a year. This will give you the chance to track down and monitor your financial information and verify the authenticity [...]

Posted February 5th, 2011 in Finance | Comments Off

Sample Dispute Letter For the Credit Bureaus – Equifax, Transunion and Experian

Tony Banks asked: Writing a letter to the credit bureaus is the first and most important step to repairing your credit. When writing to the credit bureaus you will have to write a letter to each bureau per negative and/or incorrect item.An example of a situation in which you would have to write a credit [...]

Posted February 2nd, 2011 in Finance | Comments Off

How Do I Check My Credit Score For Free?

Zach Ford asked: Over 10 millions Americans check their credit online each year, and for good reason. Being familiar with your credit score is one of the most important things you can do to maintain a healthy financial life. There are tons of different factors that go into calculating your score, sometimes there can even [...]

Posted January 25th, 2011 in Finance | Comments Off

Get A Free Credit Report

Nicholas MacLoughlin asked: Credit reports are now available online and there are many websites that are offering this kind of service. Some are offering this service for free while some are also asking for a payment.Being one of the bureaus participating in providing reports, Experian explains how to get free credit. If you are a [...]

Posted January 20th, 2011 in Finance | Comments Off

Why I Got a Free Copy of My Credit Report and How You Can Too

Amy Patterson asked: If you are anything like me and like to make plans now to ensure that your going to be financially secure in the future, you might want to know why I got a free copy of my credit report. Even if you don’t have a car or a mortgage yet, it is [...]

Posted January 18th, 2011 in Finance | Comments Off

Credit Bureaus Phone Numbers – Experian, TransUnion, and Equifax

Hector Milla asked: Most of your needs with a credit bureau can be done over the internet with their websites. However, if a problem arises with your report or certain information is not accepted by the site, you will need to make a phone call. It is a good idea to be able to find [...]

Posted January 17th, 2011 in Finance | Comments Off

How Long Will Late Payments Be Recorded on My Equifax, Transunion and Experian Credit Reports?

Tony Banks asked: If you’re asking the question; how long do late payments remain on my credit report? You need not worry it’s not peculiar to you alone. This is often asked by a lot of people who like you are interested in knowing what effect it (late payments on your report) will have on [...]

Posted January 14th, 2011 in Finance | Comments Off