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Annual Free Credit Report with Security Freeze?

bud68 asked: Due to a possible compromise of personal information, I placed a security freeze on my credit file at all three bureaus several months ago. I recently went to www.annualcreditreport.com to request my free annual disclosure from Equifax and this is what has ensued: 1. Requested Equifax free annual report using the telephone “touch [...]

Posted October 23rd, 2010 in Credit | 1 Comment »

when u are denied credit in 60 days free credit report, but? buying the score? gets asoft pull?or a hard pull?

wonderer asked: after u are beeing denined credit u recieve a leltter taht u can request a free copy from that agency withinh 60 days, and doing soo will not show a inquiry on ur account, and a minus 3 on ur score but but when u chek out over the phone to get ur [...]

Posted October 21st, 2010 in Credit | 3 Comments »

Credit Reports?

animal_mother asked: I viewed my free credit report online from Experian. I know I can still request a free credit report from the other 2 companies this year also (TransUnion and Equifax), but would prefer to space them out throughout the year to view changes and updates. My question is will there be a difference [...]

Posted October 15th, 2010 in Credit | 2 Comments »

The answer to hundreds of questions: Free Credit Report?

mycreditapply asked: When I say free, I mean free… no cost, no trial periods, free credit report. You are entitled to one free credit report a year. In addition, you are also entitled to a free copy of your credit report if you’ve been denied credit, insurance, or employment and request the report within 60 [...]

Posted September 30th, 2010 in Credit | 2 Comments »

Quick 10 points for the best answer?

PaleSnow asked: I need a free credit report from the 3 credit bureaus that does not ask for any credit card. I need it free. Best answer gets 10 points. Thanks in advance.Bradley

Posted September 27th, 2010 in Credit | 3 Comments »

How can I clean my credit up?

Somebody asked: Does anybody know how to get all 3 major credit reports for free. If so please let me know. I am trying to purchase a home and I do not want to have to pay PMI on my loan. Please help me thanks:)Troy

Posted September 25th, 2010 in Credit | 5 Comments »

Ordered 3-in-1 credit report from transunion, can’t dispute experian and equifax?

kakk333 asked: Hello, I ordered my 3-in-1 report from transunion.. this cost me $40. There were major errors on all three reports. I was able to do the dispute process online from transunion, but could not find a section to dispute experian and equifax? I tried calling them and they said I would need an [...]

Posted September 24th, 2010 in Credit | 3 Comments »

Question about free credit score?

James asked: I’m trying to get my credit score. You can get 3 every year for free. One of them is through equifax, which I have already used in 2009. What are the other two? Don’t say ‘free credit report bc that’s not right, it’s a scam website (more or less)Keith

Posted September 21st, 2010 in Credit | 3 Comments »