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Will I get 16K car loan with credit score 610 ?

Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within [...]

Posted February 22nd, 2010 in Buying & Selling | 3 Comments »

I’m a Jr. and ALL my dads credit is on my credit report?

bigsoljainga asked: Having the same name as my dad, I am a Jr. All of my credit report has his credit all over, (it’s good credit), but I’ve got 5 vehicles, 3 houses, and lots of credit cards on my credit report. I have a horrible debt-income ratio. I’ve contacted the 3 major credit companies, [...]

Posted February 5th, 2010 in Credit | 5 Comments »

I think someone might be using my social security number, what do I do?

in need of answers asked: A few months ago I was hired at a new job and they ran a background check through GIS. I was looking through the background check information and stumbled upon something unsettling. Under the section “TU SSN SEARCH NAME AND ADDRESS” there was the name and address of someone I [...]

Posted February 4th, 2010 in Credit | 3 Comments »

Can I trust The Exactness of a Free Credit Report Online?

Hector Milla asked: Reporting services help the client know their viability for lines of credit such as loans.It is therefore important that the report is made with a remarkable quality of sensibility. Free credit reports take a lot of factors into account when working out your report including delinquent payments, the number of unused credit [...]

Posted February 4th, 2010 in Credit | Comments Off