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How To Interpret Your Free Credit Report?

Jeff D asked: It is a wise decision to get a credit report from a credit reporting agency. Once you have your report, you must know how to read it. This will help you in understanding the information sent and judging your financial position from a lender’s point of view.It should be remembered that there [...]

Posted December 30th, 2009 in Credit | Comments Off

Deciphering Your Credit Performance From a Free Credit Report

Truman Weiss asked: Find a Free Credit ReportIn todays world at a time when it is virtually impossible to purchase a car, hire a house, buy a house or maybe get insurance without having good credit, it is more crucial than ever to not only know what credit history you have but also to keep [...]

Posted December 18th, 2009 in Debt Consolidation | Comments Off

Credit Report: Find Out Why a Free Credit Report Could Be Worth Thousands to You

Anneline Smith asked: Free credit report worth thousands? Many people may think that’s a foolish statement. How can something free be potentially worth thousands of dollars? The fact is that your free credit report contains vital information that has direct bearing on every aspect of your life. It affects where you live, what car you [...]

Posted December 17th, 2009 in Credit | Comments Off

Why won’t they update my address?

Guillaume asked: My current address has been the same for 5 years. In the 2 years since the free credit reports began I have called one of the 3 agencies every 4 months for a free report via 877 322-8228 and EACH & EVERY time I must update by address even though it hasn’t changed. [...]

Posted December 16th, 2009 in Credit | 1 Comment »

What do you think about Debix? So far I thnk they’re great.but I could be wrong?

jcatguy asked: After calling the IRTC or ITRC and spoke w/counselor for free…re:identitytheft, and that I had put Credit Alerts but then added Credit Freezes to 2 of the 3 CRAgencies…they responded but in a link they sent to me, it included to contact Debix (because if they send you the link, you get first [...]

Posted December 16th, 2009 in Credit | 1 Comment »

How Can I Obtain A Free Credit Report?

Hector Milla asked: It is possible to obtain a free credit report from the credit reporting agencies.The law requires you to at least get one report annually. You might also need one if you are denied credit due to a bad credit reporting. They are many ways of getting a free credit details whenever you [...]

Posted December 11th, 2009 in Credit | Comments Off

Key Differentiating Features of Free Credit Report Offers

Josh Paul asked: People need to retrieve their credit reports for a variety of reasons.  Most usually get them on the Internet.  This is simple to do with a quick Google search.  What might come as a surprise is the number of credit report offers, especially those marketing both free credit reports and scores.  It [...]

Posted December 7th, 2009 in Credit | Comments Off

Will I get 16K car loan with credit score 610 ?

Robert S asked: I am wondering if its worth to apply for a car loan with my credit score of 610. I need financing in amount of 16,000 USD I have 3 credit cards with 90 percent of balances on them I also have personal loan of 5000 USD I make 56K a year Within [...]

Posted December 6th, 2009 in Credit | 6 Comments »