free 3 credit reports – score

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California Free Credit Report

Jim McEwan asked: Click Here to Get A Free Credit Report from ExperianA credit report is a record of an individual’s or company’s past borrowing and repaying, including information about late payments and bankruptcy. In California, when a customer fills out an application for credit from a bank, store or credit card company, their information [...]

Posted June 20th, 2009 in Credit | Comments Off

if i got a experian report from freecreditreport.com can i still get the other two from annualcreditreport.com

Bill F asked: i got a credit report from freecreditreport.com not knowing about other credit report sites that dont require a credit card, took 5 mins to cancel over phone so it wasnt to bad using freecreditreport.com. im 23 and have never looked at my credit score before so i wanted to just check it [...]

Posted June 19th, 2009 in Credit | 2 Comments »

I get ‘page not found’ when trying to access www.annualcreditreport.com ;anybody know where else should I try?

Stephen S asked: The law entitles everyobody to a free annual credit report which should be redeemed thru one of the 3 credit reporting agencies ONLY via www.annualcreditreport.com, by telephone at +18773228228 or in writing. I am trying to access the web page an I get ‘page not found’ – The page you are looking [...]

Posted June 19th, 2009 in Credit | 3 Comments »

Am I taking a chance on possible identity theft?

Caroline S asked: In Laws asked when visiting us for copy of our daughter’s social security card a couple of years ago b/c they were setting up a 529 college fund for her. I gave them the copy, but now I’ve found out that they never lock the door to their house. The live in [...]

Posted June 19th, 2009 in Credit | 3 Comments »

How do you get something off your credit report?

Driving-on-E asked: Ok I have been told that you can contact the credit agency and make an arrangement where you pay the bill and in return have them take it off your report all together not just seen as paid is there any truth to this and if so how do I go about doing [...]

Posted June 14th, 2009 in Credit | 4 Comments »

A ‘friend’ (lol) has $17,000 in credit card debt.can the following plan of action increase credit score?

hmmm18 asked: BEFORE these debts occured…over the past 15months…the ‘friends’ credit score was about 635. the ‘friend’ has $17,000 in debt spread over 3 credit cards. here are the following balances vs availible credit… $11,000/$11,250 ($300/month) $4,000/$10,000 ($100/month) $2,000/$4,000 ($80/month) About to get lump sum of $12,000…what is best way to spread this money over [...]

Posted June 13th, 2009 in Credit | 2 Comments »

Credit Reports?

Nicole T asked: Where can i find an online service that provides credit reports from all 3 agencies and my credit score FOR FREE or CHEAP? ( I am trying to buy a home)Elizabeth

Posted June 13th, 2009 in Credit | 8 Comments »

Make Good Use of Your Annual Free Credit Report

Steve Evans asked: u can use your credit report you need to get yur report. Reports are available on request. Free credit reports requested by phone or mail will be processed within 15 days of receiving your request. Such reports were mandated by a federal law enacted in 2003. The program has all now been [...]

Posted June 12th, 2009 in Credit | Comments Off